Comments on: Should you use a health insurance agent / health insurance broker? http://www.besthealthinsurancebook.com/blog/2007/12/14/should-you-use-a-health-insurance-agent-health-insurance-broker/ Health Insurance Book Author on Buying Health Insurance and Health Insurance Ripoffs Sun, 14 Feb 2010 14:40:25 -0500 http://wordpress.org/?v=2.8.4 hourly 1 By: Paul Manchester http://www.besthealthinsurancebook.com/blog/2007/12/14/should-you-use-a-health-insurance-agent-health-insurance-broker/comment-page-1/#comment-194 Paul Manchester Sat, 15 Mar 2008 13:10:50 +0000 http://www.besthealthinsurancebook.com/blog/2007/12/14/should-you-use-a-health-insurance-agent-health-insurance-broker/#comment-194 People should ALWAYS use a reputable broker when buying individual health insurance. The "do it yourselfer" is too close to the situation emotionally, as well as ignorant of underwriting issues. Just this week I had a call from a gentleman who had been turned down by Blue Cross. Of course he thought his health condition was "no big deal". Now his declination is in the MIB - and he's screwed. I could have told him not to submit the application to them! Look for a broker with at least five years experience who works with multiple insurance carriers. PS-Not all brokers are looking to sell the highest cost policy. Some of us have the integrity to do the right thing for the client. People should ALWAYS use a reputable broker when buying individual health insurance. The “do it yourselfer” is too close to the situation emotionally, as well as ignorant of underwriting issues. Just this week I had a call from a gentleman who had been turned down by Blue Cross. Of course he thought his health condition was “no big deal”. Now his declination is in the MIB – and he’s screwed. I could have told him not to submit the application to them!

Look for a broker with at least five years experience who works with multiple insurance carriers.

PS-Not all brokers are looking to sell the highest cost policy. Some of us have the integrity to do the right thing for the client.

]]> By: Mark Glen-Walker http://www.besthealthinsurancebook.com/blog/2007/12/14/should-you-use-a-health-insurance-agent-health-insurance-broker/comment-page-1/#comment-25 Mark Glen-Walker Wed, 19 Dec 2007 01:40:58 +0000 http://www.besthealthinsurancebook.com/blog/2007/12/14/should-you-use-a-health-insurance-agent-health-insurance-broker/#comment-25 I'd ask friends who their agent is... that's the best way to get a good one. Flipping through a phone book may land you with an agent who just wants to sell you the most expensive plan because all they care about is commission. I’d ask friends who their agent is… that’s the best way to get a good one. Flipping through a phone book may land you with an agent who just wants to sell you the most expensive plan because all they care about is commission.

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