Consumer’s Health Insurance Blog

Now that I’ve had a chance at hosting a Cavalcade of Risk blog carnival, I can appreciate the effort that goes into putting one together. Julie Ferguson of Workers Comp Insider has done a great job compiling the latest Cavalcade of Risk. Check it out, there’s plenty to learn from.

I enjoyed reading Joe Paduda’s view of HSA’s. I don’t agree on everything he says. In particular, I’d rather keep the difference in health insurance premium payments between an HSA plan and other options that total hundreds of dollars a month, and invest them myself. Kind of like term-life versus whole-life insurance where the consensus seems to be buy term since it’s cheaper and invest the difference yourself (prudently, of course). For folks that may not be able to manage investing the difference, such as imprudent “investing” in a large screen TV, I concur that they might not be a good candidate for an HSA.

Jonathan Pletzke is a consumer expert on health insurance and author of the health insurance book Get a Good Deal on Your Health Insurance Without Getting Ripped-Off, available online and at bookstores nationally. Additional details can be found at the consumers health insurance book and resources website www.BestHealthInsuranceBook.com. Copyright 2007-2008 Aji Publishing.

Tags:   blog carnival · Cavalcade of Risk · Health Insurance · HSANo Comments