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Health Insurance Book Author on Buying Health Insurance and Health Insurance Ripoffs

HSA changes booklet arrives 1/28/2008, with effective date 1/1/2008 and cover date 7/07

January 29th, 2008 by Jonathan Pletzke

Why did I just get a “clarifications and changes” document in the mail yesterday, when the effective date on the “clarifications and changes” was 28 days prior, and the date that the information was prepared is listed as 7/07? Shouldn’t I have gotten the information sooner? What if I had made a claim in the new year, but didn’t receive the changes until today? It’s not as though the insurer didn’t have the changes - they probably filed them with the State of North Carolina in July of ‘07.

My preference would be to get the changes a month or two before they became effective, so that if I had any issue I could take action and make changes. Fortunately the changes won’t impact us, but it would have been nice to be notified ahead of time.

Jonathan Pletzke is a consumer expert on health insurance and author of the health insurance book Get a Good Deal on Your Health Insurance Without Getting Ripped-Off, available online and at bookstores nationally. Additional details can be found at the consumers health insurance book and resources website www.BestHealthInsuranceBook.com. Copyright 2007-2008 Aji Publishing.

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