Consumer’s Health Insurance Blog

While the presidential candidates are talking blue-sky reforms, with all sorts of proposals, they may overlook the specific problems faced by real people in the U.S. today. In a comment on Response to Self Employed and Going It Alone, Steve makes two excellent points that we should all know about and make part of our […]

Now that I’ve had a chance at hosting a Cavalcade of Risk blog carnival, I can appreciate the effort that goes into putting one together. Julie Ferguson of Workers Comp Insider has done a great job compiling the latest Cavalcade of Risk. Check it out, there’s plenty to learn from.
I enjoyed reading Joe Paduda’s view […]

The last host of 2007 for the bi-weekly Cavalcade of Risk blog carnival for insurance and risk management is up at American Consumer News.
My pick from this week’s health insurance related postings is Fitting Health Care into the Budget because it made me think about what percent of a household budget should go towards health […]

Todays posting by Debbie at American Consumer News brought to mind the subject of whether you should use an agent/broker when buying health insurance. While I have to agree that the sales part of an agent/broker is going to lead them to consider suggesting higher commission products, I don’t think that anyone should go directly […]

What is cheap health insurance? Is it like a cheap watch? Imagine buying your health insurance from a shady guy on a street corner. “Yes I’d like the Rollex for $10.” And then when you want to see what time it is you realize that the watch is running slow and you’ve missed your appearance […]

I got to thinking about how the media reports increases in health costs and how “the system” is broken because folks can’t afford insurance, and then they go on to report about the increasing unhealthy habits in the U.S. and the increasing age of the U.S. population. But I don’t see a correlation between the […]

I met a fellow recently at a local chamber of commerce event who was very interested in my book. He was kind enough to buy a copy and has since been in contact with me, and I have learned that Howard has been a life (mostly) and health (recently) agent for a long time from […]

Hank at the InsureBlog wrote an interesting post about a pregnant woman moving from Sweden to Florida (or North Carolina or Tennessee) who is interested in getting health insurance. It sounds like she wants the pregnancy to be covered by health insurance, which from Hank’s post is the only sticking point to the process of […]

The Wall Street Journal health blog had an item about the holiday rush at the doctors office, which reminded me of a few interesting stories.
The first one is of a friend who, last year, because he’d put too much into his flexible spending account (use it or lose it), was asking if I needed new […]

A recent post at the Wall Street Journal about caps on health insurance benefits and ensuing commentary at the consumerist brought to mind a tip/ripoff in buying health insurance that folks should know about: the choice in maximum benefit.
There are two types of maximum benefits that are common: a lifetime limit, and an annual limit. […]