Consumer’s Health Insurance Blog

To complement my last posting about Why Getting Your Health Insurance at Work Could be Dangerous, I thought it wise to also cover the dangers of getting health insurance on your own.
First of all, there are more scams and pitfalls when you are getting your health insurance on your own. You have many more options […]

Can you imagine that the most popular way of getting health insurance, through your employer, could be the most risky if you have a significant medical problem, such as ALS (Lou Gehrig’s Disease)?
Isn’t the whole point of having health insurance to financially protect you from the perils of ill health, just as automobile insurance protects […]

Just in case you are thinking about switching to an HSA qualified High Deductible Health Plan to save money on premiums and put that money into premiums, you should know about the wellness option offered on many plans. We have such a plan and are getting this years results on wellness visits. While the main […]

Listen online to Jonathan Pletzke talk about the 12-Step Process for Buying Health Insurance, in both English and Spanish, on WELH 88.1 FM (Latino Public Radio).
Vanessa Toldeo-Vickers, host of La Empresa de Hoy (Today’s Company), was kind enough to invite me to talk about the 12-Step Process for Buying Health Insurance, in both English […]

We’ve got our first multimedia content hosted at YouTube. The two videos were taken last Thursday at a local chamber of commerce event.
The first video features Nanette Efird, a small business owner of Liberty Tax Service offices in Cary/Raleigh/Durham/RTP/Carrboro North Carolina. Nanette successfully used the book and website to make a choice between health insurance […]

I discovered today the Cavalcade of Risk via the Health Business Blog. There are a few articles that you should read about buying health insurance:
I am glad to see some math that shows the best choice in the article “High Deductible Health Insurance vs. Traditional Plan“. I found from my pharmacy that they give a […]

Thanks to Brad and Britt at WZTK FM Talk 101.1 for bringing me on to their morning show. We had a great time, and these guys are super radio professionals. I had not been on the radio before, and they led me through the process of talking about how to buy health insurance on the […]

Thoughts about whether the U.S. can emulate the Swiss for health insurance, specifically about where Massachusetts is heading with current policy.

So it makes sense to want everyone to buy health insurance. But if you’re healthy and have the choice of paying a $219 penalty for a whole year versus at least that much each month for health insurance that you never use, which are you going to choose? I put the health insurance high on my list of priorities, and have always paid for and had coverage. But at the same time, I’ve spent an awful lot on premiums, with very little in claims. What would you do?