Consumer’s Health Insurance Blog

Health Insurance Book Author on Buying Health Insurance and Health Insurance Ripoffs

HSA changes booklet arrives 1/28/2008, with effective date 1/1/2008 and cover date 7/07

January 29th, 2008 No Comments

Why did I just get a “clarifications and changes” document in the mail yesterday, when the effective date on the “clarifications and changes” was 28 days prior, and the date that the information was prepared is listed as 7/07? Shouldn’t I have gotten the information sooner? What if I had made a claim in the […]

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Health Insurance Co-Payments Studied

January 28th, 2008 2 Comments

I just came across a report on the UPI Newswire where information about a study titled “Co-payments as low as $12 deter women from getting mammograms” by Dr. Amal Trivedi. According to this article, the study found that 8% less women were having their annual mammogram when the copayment was $12 versus when there was […]

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Cavalcade of Risk Insurance Blog Compilation #43

January 16th, 2008 No Comments

Now that I’ve had a chance at hosting a Cavalcade of Risk blog carnival, I can appreciate the effort that goes into putting one together. Julie Ferguson of Workers Comp Insider has done a great job compiling the latest Cavalcade of Risk. Check it out, there’s plenty to learn from.
I enjoyed reading Joe Paduda’s view […]

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Healthy Money Saving Tip: Wash Your Hands!

December 6th, 2007 No Comments

I was reminded of the advice that I give to the local elementary schools by Gerald Pugliese in the blog post Wash Your Hands.
I spend time volunteering in the local schools here in Chapel Hill, and I tell children that washing their hands is one of the most important breakthroughs in medical science. I don’t […]

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Spend Your Health Account by Years End

December 3rd, 2007 No Comments

The Wall Street Journal health blog had an item about the holiday rush at the doctors office, which reminded me of a few interesting stories.
The first one is of a friend who, last year, because he’d put too much into his flexible spending account (use it or lose it), was asking if I needed new […]

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Our Results of HSA/HDHP Wellness Care: Immunizations (Part 2)

December 3rd, 2007 No Comments

We decided that with the amount of time the grownups in our family spend at school and in the company of children, and our prior experience with the flu in Chapel Hill, that we’d get the family immunized for the flu this year. Since this is the first year that we’re on the high deductible […]

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Medical Massage Devices to Replace Human Massage Therapists?

November 30th, 2007 2 Comments

I am a massage junkie. I used to get a massage once a week for stress and to soothe the pains of overdoing it both at work and while exercising. I eventually pared it down to once every two weeks, then only occasionally, and now it’s probably been a few years. That’s because of the […]

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Our Results of HSA/HDHP Wellness Care (Part 1)

November 21st, 2007 No Comments

Just in case you are thinking about switching to an HSA qualified High Deductible Health Plan to save money on premiums and put that money into premiums, you should know about the wellness option offered on many plans. We have such a plan and are getting this years results on wellness visits. While the main […]

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