Chapter 1 Section 6: Steps to Get the Best Deal Buying Health Insurance

Heath Insurance Book, Chapter 1, Section 6

n this chapter, you have read about the basis of a good deal, why you need health insurance, the annual cost increases of health insurance premiums, and why you need an annual checkup on your health insurance. The rest of the book consists of the process to follow in order to get a good deal on health insurance, along with resources and tips on avoiding rip-offs.

The steps to get the best deal are presented in Figure 1.3. Read through the overview of the steps to get an idea of what is involved. Each of the chapters that follows includes one or more of these steps, as well as tips, diagrams, and other resources. There are also more resources available at our website, www.BestHealthInsuranceBook.com.

Steps to Get the Best Deal

1. Learn and understand health insurance. (Chapter 2)

2. Determine options on where to get it – at work, etc. (Chapter 3)

3. Determine features important to you. (Chapter 4)

4. Estimate your anticipated annual expenses. (Chapter 5)

5. Decide if you should pursue group or individual. (Chapter 6)

6. Obtain a list of insurers for your state. (Chapter 7)

7. Edit your list of insurers. (Chapter 7)

8. Get quotes from each insurer or source. (Chapter 8)

9. Compare quotes. (Chapter 8)

10. Choose your best deal. (Chapter 9)

11. Apply for insurance. (Chapter 9)