Get the downloads mentioned in the book including the Health Insurance Comparison Spreadsheet that allows you to compare up to 99 different quotes from insurers that incorporates your health spending and your preferences as to what is most important.

In order to make the best use of the spreadsheet, you'll need to get quotes from the different insurers in your state, and get health insurance quotes for all manner of deductible, coinsurance, and copayments to find the one that is best for you. We've got a number of the internet health insurance quote systems on this page. Use one or use them all to gather your quotes. In some cases we'll receive a small referral fee for use of these quote systems.

Compare Health Insurance Policies Visually!

To see visually how different health insurance policies compare, use the Health Insurance Comparison Diagram Tool to enter three different policies. You'll get a diagram that you can use to determine how much each of the policies will cost you in a good year or a bad year.

Links to Your State's Health Insurance Resources

The links list information specific to your state. The information consists of links to resources found for the state. At a minimum, links point to each state government's health insurance resources including:

• State consumer website
• State consumer telephone number
• State consumer email address
• List of insurers (when available)
• Link to check on an agent (when available)

These are broken into pages by state that appear to the right on this page, or can be accessed via a list of health insurance resources by state .

Is Dental Insurance a Good Deal?

Find out whether dental insurance is a good deal for you. This applies mostly if you are paying the premium. If it is offered to you via someone else paying the premium, it is almost always a good deal!

Dental Insurance Good Deal Calculator

How Much Does Hospitalization Cost?

I wondered and wondered how much certain hospital procedures cost. I couldn't find anything that told me how much a heart procedure cost, or how much cancer cost all in one comprehensive list. Then I stumbled upon some U.S. Government pricing data - that gives the average cost of the top hospital performed procedures in the U.S. What a goldmine! Not only do I know how much things cost, on average, but also how common they are. It really helped me to understand how much the insurance could be worth to me if something bad happened.

Medical Cost by Prinicipal Procedure - shows the total average hospital bill for the main procedure and anything else that came up during the hospital stay.

Medical Cost by Principal Diagnosis - shows the total average hospital bill for the diagnosis, along with the cost for associated procedures and anything else that came up.

Number of Hospital Procedures - gives an idea of how many procedures of this type were performed in U.S. hospitals in the year of the statistics.

Out of Pocket Health Costs - Learn about an external site that will enable you to search for user reported medical cost information.

Find a Health Insurance Agent

When you're looking to buy health insurance, you need to buy it from an agent. Here are a few resources to find an agent.

Find a Health Insurance Agent